Making Application Decisions

An application may be placed in Pending Credit Offer Entry status by the system.

The review process consists of opening the application, reviewing and evaluating all gathered data, and approving, conditionally approving—that is overriding the system decision, or declining the application.

Decision options include the following:

  • Accepting or declining an application
  • Withdrawing the application

Data available for review and evaluation include the following:

  • Application decision information
  • Credit offer information
  • www.fico.com